How did we get here?  "Greed"

" I was only over drawn for 2 Hours and my bank wanted to charge £35"

Now the Banks are reluctant to lend to borrowers , not only that but they don't want to lend to each other, which has hit the housing market badly. A 100% mortgage is history, you now need a 10% deposit, and not many has that, most working people in England are just living from day to day with nothing left over to save. Houses are not selling, builders are not building houses that they can't sell workers are being made redundant , people are not spending as much, business's are closing down with more redundancies , and so it goes on.

Working couples who have worked hard to get on the property ladder in the first place are now watching their homes being repossessed If you think that's bad , wait there's worst to come! Durham city Council use armed Police to evict its tenants who get behind in they rent. With oil at $150 a barrel pushing the cost of petrol upto £1-20p a litre  and diesel £1-30 a litre, and then Gas is set to go up by 70% and Electricity is to go up by 40% its not looking good.

Don't forget Britain obtained its wealth in the first place on the backs of slaves and child labour, they don't have that to rely on now, its going to much harder now, We don't have any industry as its all been sold off, Gordon Brown sold off 400 tons of Gold bullion to China when the price was at a 20 year low, Since then the price has trebled costing the tax payer £2 Billion .

The high cost of house's, makes buying a house for the first time buyer  only a dream, So what happens now? is that they can only rent, which is dead money, so the rich get richer and the poor end up more poor, ending up renting rooms like they did in the 1920s upto the 1950s some are building sheds (shacks) on the family plots, its possible we may see the return of the Workhouse. Margaret Thatcher was considering placing young unmarried mothers in Workhouse's but went for the benefit option instead.( In England in reign  of Queen Victoria (1837-1901 a Workhouse was a place poor homeless people were sent to live, you had to work for your keep) every town and city had its own Workhouse.

With Britain's  benefit generation state handouts are now a way of life with over 6 million claiming Incapacity Benefit, out of that over 100,000 drug users and alcoholics are claiming the benefit on the grounds that their habit is an illness, costing the tax payer over £16 Billion a year thats more then the estimated cost of staging the London 2012 Olympics. 

Victorian Diseases Return

Ilnesses such as Gout Tuberculosis and Rickets almost disappeared in Britain are now making a come back, almost 25% of all deaths in the 19 century were caused by TB in 2,000 we had 6,400 cases by 2006 it was upto 8,200 cases, Experts say immigration is party to blame. Measles and Mumps is also making a come back this is down to parents not giving their children the MMR jab. Syphilis (which leads to insanity, heart problems and death ) is on the increase and can spread like wildfire like it did in the Victorian era. The disease has gone up in men by 2  ,000 %, and in women by 800% . The reason is that young girls are too easy, "have no moral standards," and do not use protection. This disease can be transmitted from mother to child. The North East of England saw a 8% increase in Sexually Transmitted Infections (STIs) In 2007 ,15,872 new cases of STIs in the North East of England. slightly above the national average for England where there was a 6% rise. The biggest increase in STIs is in the over 45 yr olds.

NHS Hospitals of Death (2008)

One in 300 NHS patients is killed because of avoidable blunders by staff or hospital-acquired infections, Sir Richard Branson warned yesterday. Mr Branson is the new vice- president of the Patients Association The Virgin Atlantic chief said that this toll was far higher than the risks posed by air travel.

Sir Richard, a newly-appointed vice-president of the Patients Association, compared the safety records of his aviation business and the NHS. He added that the level of harm suffered by patients going into hospital for treatment was ‘unacceptable’.

‘If you fly on a plane you have a one in ten million chance of being killed,’ he said.‘If you go into hospital you have a one in 300 chance of being killed - not from the illness you went in with, but because of mistakes and other unnecessary problems such as hospital-acquired infections. ‘If one in 300 of our passengers died unnecessarily we would rightly be grounded.’ He told a Patients Association conference in Harrogate, North Yorkshire, that the NHS ( Mail online 08th October 2008)